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02 August on ed skrein spouse  


“The difference between being a direct writer and a reinsurer, the difference between the age of our business, the fact that more than half of our business, and an increasing share of our business, is in the group long-term care space, as opposed to the individual long-term care space.”Group LTCI plans very different from individual LTCI policies, because the plan designs and lapse assumptions have been very conservative, McGarry said.Unum has also conducted major assumption reviews in 2011 and 2011, and smaller reviews on an annual basis, McGarry said.The health insurer's CEO notes that COVID-19 could make future quarters look different.Equitable, Penn Mutual and FBL also have announcements.The younger participants were much more likely than Gen Xers to say they wanted to ask an advisor about claiming.Maybe, a consultant says, tech can make life insurers friendlier.Preserve wealth with help from advanced tax planning and risk management strategies.Preserve wealth with help from advanced tax planning and risk management strategies.Preserve wealth with help from advanced tax planning and risk management strategies.Start your mornings with essential life and health insurance news coverage, analysis and trends - FREE.Start your mornings with essential life and health insurance news coverage, analysis and trends - FREE.Advance your career and take your firm's production to the next level with FREE practice-management tips.Advance your career and take your firm's production to the next level with FREE practice-management tips.Advance your career and take your firm's production to the next level with FREE practice-management tips.Get the latest best practices, relevant stats and industry trends - quickly and easily.Get the latest best practices, relevant stats and industry trends - quickly and easily.Get the latest best practices, relevant stats and industry trends - quickly and easily.Receive a roundup of the stories most impacting the life and health insurance industry each week - FREE.Receive a roundup of the stories most impacting the life and health insurance industry each week - FREE.Get the latest best practices, relevant stats and industry trends - quickly and easily.Get the latest best practices, relevant stats and industry trends - quickly and easily.Get the latest best practices, relevant stats and industry trends - quickly and easily.Potential success for your business is vast when you collaborate with HR.


Employers that auto-enroll employees in voluntary long-term disability plans may get 75 percent of employees to participate, compared with 30 percent for employers that leave it completely up to workers, said Mike Simonds, CEO of disability insurer Unum US. All Rights Reserved.Unum Group is continuing to increase long-term care insurance (LTCI) premiums, but typical LTCI coverage holders like their coverage enough to keep it anyway.Executives from the Chattanooga, Tennessee-based insurer talked about higher-than-expected persistency at its closed LTCI block Wednesday, at a conference call the company held to go over first-quarter earnings.Unum is best known as an issuer of group disability insurance plans. Hours: 8:00 a.m. - 8:00 p.m. “This remains a watch area.”Unum as a whole reported $273 million in net income for the first quarter on $2.9 billion in revenue, up from $230 million in net income on $2.8 billion in revenue for the year-earlier quarter.The Unum US unit is reporting $244 million in earnings on $1.7 billion in revenue, up from $239 million in earnings on $1.6 billion in revenue.The Colonial Life unit is reporting $81 million in earnings on $355 million in revenue, compared with $82. But if you have Unum LTC coverage, rest assured: We are committed to all current policyholders — now and in the future — with the same benefits, services and support for a period of long term care.Unum’s decision to discontinue selling new LTC policies does not affect our relationship with current LTC policyholders. Or, speak with a Customer Care Professional by calling 800-487-1485 or emailing us at CustServSupportTeam@LFG.com.

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